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question

Can I change my health insurance plan to add a step-child?

RealAge
RealAge
answer
Yes, you should be able to add your stepchild to your health insurance plan. Family members eligible for coverage under your health plan include your spouse (including a valid common law marriage) and children under age 26, including legally adopted children, recognized natural (born out of wedlock) children and stepchildren (including children of same-sex domestic partners). You can add your stepchild to your health insurance plan during open enrollment, or if adding your stepchild meets the definition of a qualifying life event, during a special enrollment. Typically a dependent stepchild must be living with you (rather than another parent) to be added to your insurance coverage. Check your plan for any other special requirements. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.