Advertisement
question

Will my insurance company insure me after breast cancer diagnosis?

Dr. Elif E. Oker, MD
Dr. Elif E. Oker, MD
Medical Toxicology
answer
The Affordable Care Act (ACA) offers rights and protections with respect to pre-existing conditions.  A history of cancer is one example of a pre-existing condition.  In general, you cannot be denied health insurance coverage or benefits if you have a pre-existing condition.  

There is one exception and it is for what is called "grand-fathered individual health insurance plans".  These are plans that were created before the Affordable Care Act became law. They are purchased by individuals and not through your employer. 

This exception does not apply to the individual health insurance plans sold on the Health Insurance Marketplace. For more information on how to obtain these ACA-compliant plans, please visit healthcare.gov
 

Continue Learning about Health Insurance

How can I use my health savings account (HSA) funds?
How can I use my health savings account (HSA) funds?
If you are currently enrolled in an eligible high-deductible health insurance plan, contributing money to a health savings account (HSA) is a great wa...
Read More
Find out about Medicaid changes that affect you
Find out about Medicaid changes that affect you
There are some changes to Medicaid that you should know about. These changes affect you in a few ways. Most importantly, you will need to do some thin...
Read More
How to fight an insurance claim denial
How to fight an insurance claim denial
Hepatitis C, also known as hep C, is a chronic viral infection that causes inflammation in the liver. Though it often presents with no noticeable symp...
Read More
What is covered under health insurance if I have diabetes?
Can I get health insurance coverage if I have diabetes? If you have diabetes and join a group health...
More Answers

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.