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How can I get health insurance benefits if I am unemployed?

If it has been longer than 63 days since losing health insurance coverage, you may be eligible for a guaranteed issue individual policy. Health insurance companies in some states require policies to be offered to all people, regardless of their health status. To find out if your state has guaranteed issue policies, please contact the office of your state insurance commissioner.

Additionally, your state may operate a high-risk pool for persons who are ineligible for health insurance through job-based coverage, continuation coverage such as Consolidated Omnibus Budget Reconciliation Act (COBRA), or an individual policy.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.