If the doctor you want doesn’t take your health insurance plan, you still have some options. Check your plan or call your health insurance customer service department to see if you have out-of-network coverage. In some cases, you may be able to appeal to your health insurer to cover a specialist who isn’t technically in the network. There’s always the option to pay yourself -- but remember, many plans have an annual cap on out-of-pocket expenses.
- Q With a family history of cancer, should I get disease specific insurance?
- Q Why should I consult my doctor about an insurance company?
- Q How do I know what health coverage to buy?
- Q Why might individual health insurance be right for me as a cancer survivor?
- Q What is an indemnity health plan?
- Q How should a health insurance company choose doctors?