If the doctor you want doesn’t take your health insurance plan, you still have some options. Check your plan or call your health insurance customer service department to see if you have out-of-network coverage. In some cases, you may be able to appeal to your health insurer to cover a specialist who isn’t technically in the network. There’s always the option to pay yourself -- but remember, many plans have an annual cap on out-of-pocket expenses.
- Q What types of health insurance plans are there?
- Q Do I really have to read my whole health insurance policy?
- Q Why might state high-risk pool insurance be right for a cancer survivor?
- Q With a family history of cancer, should I get disease specific insurance?
- Q Which high-risk conditions might need specified insurance?
- Q Why should I consult my doctor about an insurance company?