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question

Do I have to claim my child as a dependent to get dependent coverage?

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answer
No, you don't have to claim your child as a dependent when you file your taxes in order to obtain health coverage for your adult child. In fact, to be declared as a dependent, the Internal Revenue Service says your child must either be younger than 19 years old or be a student for at least five months of the calendar year and younger than 24 years old (or any age if permanently and totally disabled).

Even if your grown children under age 26 are working full-time and filing their own tax returns, they can still be covered under your health insurance plan until age 26, even though they cannot be claimed as dependents. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.