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Why might fee-for-service health insurance be right for a cancer survivor?

Indemnity plans are also called fee-for-service plans. This type of plan allows policyholders to use any of the health services that are covered by the plan when they need health care.

Indemnity plans allow policyholders to choose physicians, (including specialists, such as oncologists and surgeons), hospitals and other health care providers for medical care. There is no specific network of approved medical providers. If the health care service is covered under the provisions of your plan, the insurer pays a certain amount (usually a percentage) of the medical expense, as defined by the plan.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.