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What are the advantages of buying health insurance through an exchange?

All health insurance plans offered the the Health Insurance Marketplaces must offer a standard set of benefits including medical, mental health, prescription drug and rehabilitation services. Standard benefits will make it easier to compare benefits and costs. You will be able to pick among several levels of coverage to fit your needs when these plans become available in 2014.
Joane Goodroe
Nursing

If you qualify for a subsidy under the Affordable Care Act, you must buy your health insurance through an exchange to receive the subsidy. Consumers with incomes up to 400 percent of the federal poverty level ($45,960 for an individual and $94,200 for a family of four in 2013) may be eligible for these subsidies.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.