Can I pick my own dentist with dental insurance?

Dr. Michael Roizen, MD
Internal Medicine

Sometimes. It depends on what type of dental insurance you have. Fee for service dental insurance plans (like direct reimbursement) give you the freedom to choose any dentist; however, managed care plans (like PPOs and DHMOs) give you a list of “approved” dentists to choose from. While you may have a long list of dentists to choose from, you are still limited to a specific list.

So, contact your dental plan benefits administrator to find out what type of plan you have and if there is a list of dentists you should consult before making an appointment.

Continue Learning about Dental Insurance Plans

How should I choose a PPO dental plan?
American Dental AssociationAmerican Dental Association
Preferred Provider Organization (PPO) programs are dental plans under which patients select a de...
More Answers
How do I choose a dental insurance plan?
American Dental AssociationAmerican Dental Association
Before selecting or changing a dental plan, there are some important things to consider. Some pl...
More Answers
Will dental insurance cover fillings?
Dr. Saul N. Miller, DDSDr. Saul N. Miller, DDS
Yes, no and maybe  Usually insurance plans cover fillings at the benefit level they allow for basic ...
More Answers
How are Fee-for-Service dental plans different from DHMOs?
Dr. Michael Roizen, MDDr. Michael Roizen, MD
Like many other things in life, it comes down to freedom of choice. Fee for service dental plans all...
More Answers

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.