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How can my retirement benefits affect my Medicare enrollment?

If you are already receiving Social Security or Railroad Retirement Board benefits, you are automatically enrolled in Original Medicare — Parts A and B. If you want to consider a Medicare Advantage (Part C) plan, check with Medicare about these enrollment opportunities.

It's important to weigh carefully the health care resources you’ll have — not just in the next year or so, but also several years down the road. Individuals who will have strong retiree benefits from, say, a union or public service career may choose to opt out of Part B, while those who are still working but don’t expect to receive retiree health benefits often opt to switch over to Part B before leaving the work force.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.