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Are there Medicare benefits for military retirees and their dependents?

Dr. Michael Roizen, MD
Internal Medicine

The Department of Defense's TRICARE for Life (TFL) plan provides medical coverage for Medicare-eligible armed services retirees (and even active duty military) and their dependents. You are eligible for TRICARE if you are over 65 and have Medicare Part A (hospital insurance) and Part B (medical insurance).

TRICARE typically covers most of the costs not covered by Medicare. When you use a Medicare provider, Medicare pays for covered services and TRICARE pays Medicare co-payments (your share of medical costs) and deductibles (the amount you pay before Medicare kicks in).

If you have TRICARE, you won’t need a Medicare prescription drug plan. If you already have one, you can coordinate drug coverage between TRICARE and your drug plan or a Medicare Advantage plan.

For more information, call TRICARE Pharmacy Program at 1-877-363-1303 or online at www.tricare.mil/mybenefit.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.