You can purchase vision-care insurance independently as an individual or as a family plan. However, sometimes a vision plan is an option or even a standard benefit in employer health insurance plans. It usually offers discounts on eye exams, prescription lenses, eyeglass frames, contact lenses, and LASIK surgery. Some plans offer additional options such as a benefits package for eye surgery and eye diseases. In addition, depending on the type of plan you have, you may have to choose a doctor that’s part of your insurance network.