Bio
After more than 20 years as an executive in the insurance and financial services industry, Maria has joined the Maddock Douglas team to focus on the opportunities for innovation in the insurance and financial services industry, recognizing the significant public and government demand for change. Her mission is to enable like-minded executives to proactively shape their own change, versus having it shaped for them.
Maria’s most recent experience was as Vice President and Chief Marketing Officer at Guardian, a New York-based Fortune 300 company specializing in insurance and investments, and the fourth largest mutual insurer in the U.S. Prior to that, Maria was Vice President of Marketing at Prudential in Newark, New Jersey, where she led a large marketing team dedicated to the support and communication about the importance of risk protection products. She was also spokesperson for the company’s studies in behavioral finance and retirement issues.
Maria holds a Bachelor of Business Administration degree in Marketing and a Master of Business Administration in Management from Hofstra University. She is an author and frequent speaker for the insurance industry. She has co-written an Amazon best selling business book, Flirting with the Uninterested; Innovating in a “Sold Not Bought” Category. Maria is also a monthly contributor to National Underwriter Magazine, who in 2015, selected her as one of the 20 Most Creative People in Insurance.
Specialties:
- Financial Health
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Credentials
Activity
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What is accidental death insurance?
Accidental death insurance provides a payout if you die in an accidental way. This could be a car accident, workplace accident, sports accident, accidental drug overdose or any other scenario where...
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What is underwriting?
Underwriting is the process by which an insurance carrier assesses you both medically and financially, and makes you a pricing offer for life insurance. Medical underwriting involves an assessme...
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Should I get life insurance for my children?
While some people think getting life insurance for their children is either a waste or somewhat creepy, there are two good reasons to buy life insurance for your child. The first reason is that mos...
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What happens when my term life insurance expires?
One advantage to term life insurance is that your premium–that is, the amount you pay to your insurer each month--remains the same for the length of time you choose (e.g. 10, 20 or 30 years)....
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What is an annuity?
Annuities are intended to provide income for life, like a lifetime paycheck. Think of it like an insurance policy that guarantees you won’t outlive your money. There are generally two type...
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What is term life insurance?
As the name suggests, term life insurance is meant to be held for a specific period of time (the “term”), usually 10, 20 or 30 years. You select the term and amount of coverage you want...
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What is permanent life insurance?
Permanent life insurance is the type of life insurance you would buy to cover financial obligations that will last for your entire life. As long as you make your regular payments, called premiums, ...
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How much term life insurance do I need?
For a quick estimate of how much term life insurance you need, simply take your yearly salary before taxes and add a zero. So if you earn $50,000, it equals $500,000 of term life insurance. ...
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Can I choose more than one beneficiary?
You can choose as many beneficiaries as you want. Beneficiaries can be primary, which means they get first priority for the payout. They can be secondary, which means they only get the payout if al...
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What is the difference between an insurance agent and insurance broker?
These days there is very little difference between an insurance agent and an insurance broker. Technically, an agent represents a particular insurance company and a broker can offer products from m...
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How can I compare life insurance policies?
Your agent or broker can offer you several choices of life insurance policies for comparison purposes. There are also websites available that can help you compare prices and companies as well. If y...
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What type of life insurance is right for me?
The two most important things to consider when choosing the right type of life insurance for you are: How long your life insurance needs will last. Some policies last for a set number of years,...
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