Do Meditation 5 minutes each morning and each night…this alone reduced expenses and need for medical encounters by 43% in one recent study from the Benson-Henry Institute at Harvard (PLOS One October 13, 2015). Not a typO, fourty-three percent!!!   Stress is the greatest ager; financial stress needs to be dealt with directly (see our book AgeProof: Living Longer Without Running Out of Money or Breaking a Hip). But meditation alone in studies at Cleveland Clinic results in reduced costs, a 7% increase in productivity, and weight and waist-loss. Easy to do, too.  On line programs that teach 8 different techniques of mindfulness (you only need use one) abound like Cleveland Clinics StressFreeNow with e-coaching. or find several on this site