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How often does a healthy young woman need a check-up?

There are varying recommendations. The American College of Obstetricians and Gynecologists recommends that women get an annual physical exam. At a minimum, it is recommended that all women ages 21-65 obtain a pap smear every 3 years starting at age 21. Women younger than 21 do not need a pap smear.
Jame K. Heskett, MD
Family Medicine
If you are healthy, I still think a once yearly check up is optimal for most women. It is healthy to maintain a relationship with your doctor. This way anticipatory health guidance and future preventative care can be discussed. It is always better to be proactive about your health than wait until you have problems to develop. A once-yearly visit even while "healthy" can take the fear out of going to the doctor. Not a lot of testing needs to be done at the visit, but even small changes in one's health can be important to keep on top of. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.