Advertisement

Why find out the treatments your policy considers experimental?

Dr. Mehmet Oz, MD
Cardiology (Cardiovascular Disease)
Before you sign up for a health insurance plan, you should ask do some research on the insurance company and find out what the plan covers. As part of the latter, you need to know what kind of treatments the plan considers experimental. After all, if this health insurance plan won't cover an expensive, lifesaving procedure that most other plans will, you should know that up front.

Generally, government approval for the treatment is the litmus test. That means U.S. Food and Drug Administration (FDA) and Centers for Medicare and Medicaid Services (CMS) have agreed that the procedure is worthy. But seeing if other major insurers in your area are covering a procedure is an excellent means to test the waters of eligibility, because our government agencies often take years to formally evaluate a new procedure. Surprised?
YOU: The Smart Patient: An Insider's Handbook for Getting the Best Treatment

More About this Book

YOU: The Smart Patient: An Insider's Handbook for Getting the Best Treatment

Everyone needs to become a smart patient. In fact, in the worst cases, your life may even depend on it. Number one bestselling authors and doctors Michael Roizen and Mehmet Oz have written this...

Continue Learning about Medicare

What to Consider When Shopping for Medicare Coverage
What to Consider When Shopping for Medicare Coverage
Between October 15 and December 7, Medicare’s annual open enrollment period, millions of Medicare beneficiaries have a chance to make changes to their...
Read More
How do health insurance companies affect patient care?
Dr. Michael Roizen, MDDr. Michael Roizen, MD
Health insurance companies affect patient care indirectly by driving what tests, medications, and ...
More Answers
Does Medicare cover chiropractic care?
Dr. Michael Roizen, MDDr. Michael Roizen, MD
Medicare Part B (medical insurance) pays for basic chiropractic care, or manipulation of the spi...
More Answers
What Type of Policy Changes Is AARP Advocating?
What Type of Policy Changes Is AARP Advocating?

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.