What Medicare plans cover prescription drug costs for a kidney transplant?

Listed below are two types of plans offering Medicare prescription drug coverage after a kidney transplant:

• Medicare Prescription Drug Plans: These plans (sometimes called “PDPs”) add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-For-Service (PFFS) Plans and Medicare Medical Savings Account (MSA) Plans.
• Medicare Advantage Plans (like an HMO or PPO) are other Medicare health plans that offer Medicare prescription drug coverage. You get all of your Part A and Part B coverage, and prescription drug coverage (Part D), through these plans. Medicare Advantage Plans with prescription drug coverage are sometimes called “MA-PDs.”

Prior to choosing a Medicare plan, make a list of all the medications you take, the doses and the pharmacy you use. Choose a plan that covers all or most drugs that you take now or you may need to take later. A plan’s list of covered drugs is called a “formulary.” Standard plans don’t cover everything, including over-the­counter medications and most vitamins and herbal supplements. Each plan has its own formulary and they can change.