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Does Medicare cover healthcare services in a foreign hospital?

Dr. Michael Roizen, MD
Internal Medicine

Under the Original Medicare Plan, you are not covered for medical services if you travel outside the United States (or its territories). There are a few rare exceptions such as certain emergency hospital services received in Mexico and Canada, or territorial waters, though.

However, some Medicare Part C (Medicare Advantage) plans pay for healthcare expenses when you travel outside the U.S. Check with your insurance provider about the specifics of your policy relating to foreign travel coverage. (Before you travel, you may want to sign up for air evac services too -- these costs are remarkably little if you meet the conditions.) If you have Medigap (supplemental Medicare), emergency care when you travel outside the U.S. may be covered. Check Parts C, D, E, F, G, H, I, and J of your policy for foreign travel coverage.

To learn more about Medicare coverage in foreign hospitals and travel outside the U.S., contact Medicare at 1-800-633-4227 or www.medicare.gov.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.