What happens to my younger spouse when I go on Medicare at age 65?

The best option for your spouse, frankly, is for you to work longer—if this is at all possible—so that you both can continue to have coverage under your employer health insurance until you are both eligible for Medicare at age 65. If that day is far off, consider working at least for a few more years. Medicare does not automatically cover a younger spouse. There is no family coverage under Medicare. Nobody can obtain Medicare benefits before age 65, unless eligible at a younger age because of disability. 
Some younger spouses in this situation are able to switch to health insurance provided by their own employers. Some may continue coverage under retiree health benefits provided by their older spouse's former employer.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.