Advertisement

Why might managed care insurance be right for me if I am a cancer survivor?

Managed care plans have arrangements with certain physicians, hospitals and health care providers to serve patients who are plan members at a contracted reduced rate. Managed care plans usually offer a lower premium and require less paperwork. However, the choice of physicians, drugs and treatment are restricted. The insurer covers treatment provided by physicians and other medical service providers from the company's network (approved providers). This leaves the patient responsible for a designated co-payment or cost share.

Some plans offer benefits for care that is received outside the approved network of medical providers, but you pay a higher co-payment, as well as the difference in cost for the medical service.

A managed care health plan may only pay for medications that are on the insurer's list of approved drugs.

Continue Learning about Managed Care Insurance

Does managed care insurance cover health screenings and preventive care?
Dr. Michael Roizen, MDDr. Michael Roizen, MD
As with almost anything in life…it depends. Depending on the type of insurance you have -- HMO, PPO ...
More Answers
Can I pay for health insurance with pretax money?
Honor Society of Nursing (STTI)Honor Society of Nursing (STTI)
Two basic options exist for using pretax money to help cover health care costs. The health savings a...
More Answers
What Are the Biggest Challenges in the Healthcare System?
What Are the Biggest Challenges in the Healthcare System?
Can the Healthcare System Cope with More People Being Insured?
Can the Healthcare System Cope with More People Being Insured?

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.