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Is diabetes care covered by group health plans?

The American Diabetes Association has worked to pass health insurance provisions in 46 states that require fully insured health plans -- those regulated by state governments -- to provide coverage for diabetes medications, supplies, and services. These laws do not apply to policies that self-insure, as they are regulated through Employee Retirement Income Security Act (ERISA) and the federal government.

Check with your employer to find out whether group coverage is available in your workplace. If health insurance coverage is available and you choose to elect it, you should receive a benefit plan summary explaining what will be included in your health plan. Be sure to find out what diabetes supplies and services are included in your health plan.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.