How can I tell if my aging parent is having money problems?

Financial issues are often difficult to assess because parents rarely wish to discuss their finances and it may require some detective work. One clue: if there are stacks of unopened envelopes on the desk, especially ones marked overdue or that have red outlines, this might be a concern. Are the bills being paid? If available, glance through the checkbook. Always be aware that while it may be time for your aging parent or loved one to receive some type of help, they will probably be too embarrassed to ask for it. It's up to loving family or caregivers to begin to discuss and determine what those needs are.