Understanding How to File Claims
With most employer-sponsored health insurance plans, you do not have to file your own claims. If you have a Health Maintenance Organization (HMO) plan or Preferred Provider Organization (PPO) plan, the medical provider's office usually files the claims. You will only pay the necessary co-payment or co-insurance for services covered under the plan.Read more
As out of your control as health insurance may seem at times, there are things you can do to make your whole experience better and easier -- whether you're looking to fight back when a claim's denied, dealing with the loss of a job or wondering how healthcare reform will affect you. Take control by reading the fine print and don't be shy about making changes to your health plan.
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