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Will I pay more for out-of-network services?

Out-of-network services will likely cost you more  than services provided by doctors or other health care providers or facilities that are within your insurance plan's network. When health care professionals contract with an insurance company to become part of their network of providers, they usually agree to provide services to people covered under that network's plan at a lower rate than they would charge for services provided to people who were not covered under a plan that included that network. Out-of-network health care providers, who are not bound by such a contract, may charge higher fees, and those higher costs can be passed down to you as the patient. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.