Why is COBRA so expensive?

Dr. Michael Roizen, MD
Internal Medicine

One of the many benefits (pun intended!) of getting health insurance through your employer is cost-sharing. All of your co-workers, your bosses, and the company share the cost of monthly premiums so that each of you doesn’t completely break the bank. However, once you’re off on your own and start receiving healthcare coverage from COBRA, there’s no one to share the cost with, so YOU have to start covering the whole bill. It may seem like a lot, but it is definitely worth the investment if it means you have health insurance.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.