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Why might group health insurance be right for me if I am a cancer survivor?

Group health plans provide coverage for qualified group members and sometimes their dependents. Insurers make group health insurance plans available to membership groups, such as employers, credit unions, labor unions and trade associations. 

The premium that you have to pay for coverage through a group health plan is usually much less than through an individual health plan. An employer may pay a portion of the premium cost.

If you are self-employed and have no insurance benefits, check with your state insurance commission to find out whether you are entitled to "group of one" coverage. This type of coverage provides the protections of group coverage.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.