What is private health insurance?

Private health insurance is a health insurance plan often offered through employers and organizations. Private health insurance is usually easier to get through a group plan than getting an individual policy. If an employer shares the cost, that lowers an individual's cost. People can buy private insurance on their own but should be prepared to pay the entire cost. Health insurance plans can be bought through the Health Insurance Marketplace.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.