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What is a pre-existing condition exclusion period?

A pre-existing condition exclusion period is a period of time during which your insurer is not obligated to pay claims related to your pre-existing condition.

A pre-existing condition is a medical condition for which medical advice, diagnosis, care, or treatment was recommended or received within the 6-month period before your enrollment date in an employer's group health plan.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.