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What are out-of-network services?

Out-of-network services are medical services that are provided by health care professionals and/or health care facilities that are not part of your insurance company's network of providers. The network includes those healthcare providers who have contracted with the insurance company to provide services to its members. Typically costs are lower and you can save money by seeing health care providers who are part of your plan's network. Some medical plans do not cover out-of-network services at all. Consult your own plan documents to understand your coverage before seeking services out of your plan's network. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.