What are chronic condition limits in health insurance?

Dr. Jeanne Morrison, PhD
Family Practitioner

A chronic condition in the medical world is a condition that can be managed but not cured, like allergies or asthma, as opposed to an acute condition, like appendicitis, that will resolve within a short period of time. How an insurance provider covers chronic conditions varies, so it is important to know your policy. Some insurance providers place limits on how long they will cover a chronic condition like asthma or allergies. Other providers determine when a condition, like cancer, changes from being acute to chronic, and how benefits will then change. Knowing your insurance policy is important when you are faced with the diagnosis of a chronic illness.

Continue Learning about Health Insurance

How can I find a surgeon who participates in my insurance?
Stuart A. Linder, MDStuart A. Linder, MD
You can find a surgeon on your insurance by requesting a list of physicians either through a handboo...
More Answers
What are the different payments I will make with a health insurance plan?
Typically there are several different kinds of payments required by a health insurance plan. These p...
More Answers
Will choosing a doctor within my insurer's network save me money?
Choosing a doctor within your insurer's network usually will cost you less money than choosing a doc...
More Answers
How can I get health insurance benefits if I am unemployed?
American Diabetes AssociationAmerican Diabetes Association
If it has been longer than 63 days since losing health insurance coverage, you may be eligible for a...
More Answers

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.