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What are chronic condition limits in health insurance?

Dr. Jeanne Morrison, PhD
Family Practitioner

A chronic condition in the medical world is a condition that can be managed but not cured, like allergies or asthma, as opposed to an acute condition, like appendicitis, that will resolve within a short period of time. How an insurance provider covers chronic conditions varies, so it is important to know your policy. Some insurance providers place limits on how long they will cover a chronic condition like asthma or allergies. Other providers determine when a condition, like cancer, changes from being acute to chronic, and how benefits will then change. Knowing your insurance policy is important when you are faced with the diagnosis of a chronic illness.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.