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Is supplemental insurance a type of health insurance?

Dr. Jeanne Morrison, PhD
Family Practitioner

Supplemental insurance is an umbrella term that encompasses any policy that complements, in some way, your primary health insurance policy. Some supplemental policies cover medical related expenses or provide benefits if you are diagnosed with a particular disease, other policies offer lump sum payments if you meet certain requirements like hospitalization or you miss work for a certain period of time. Supplemental insurance may cover dental or vision, accidents or disabilities. Supplemental policies, called Medigap, are also available for people with Medicare to cover the gaps left by Medicare coverage.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.