Is Medigap a disease-specific insurance?

Dr. Michael Roizen, MD
Internal Medicine

Medigap is not a disease-specific insurance. Medigap is a private insurance policy that provides supplemental coverage to your Original Medicare coverage. Typically, a Medigap policy will cover the costs of procedures, doctors’ visits, etc. that Medicare doesn’t. Some even provide coverage when you are traveling outside the United States.

For more information about Medigap policies, contact a private insurance company that sells them. You can call Medicare at 1-800-633-4227 for a list of companies.

Medigap is not a disease specific insurance but it is a supplemental insurance. Medigap a term used to describe the 12 possible policies offered by private companies to cover medical expenses not covered through the typical Medicare plans. The Medigap policies are identified as Medigap Plans A through L and are regulated by state and federal laws designed to protect you. Each private company gets to choose which Medigap policies to offer so it is important to research the options before purchasing a policy.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.