Advertisement

How long can I keep my child on my health insurance policy?

In the past, young adults frequently were forced off their parents’ policies once they reached 18 or 21 or graduated from college. Now they can stay on or be added to your family policy even if they have left home or are no longer a student. 

If you currently include your children on your health insurance, the Affordable Care Act allows you to keep them on your family policy until they reach age 26. This means you can make sure they have health insurance even if they no longer live with you, are married, or are no longer in school. You do not have to claim them as a dependent on your tax return. You will not be able to include their spouse or their children on your policy.

Continue Learning about Health Insurance

Where do most Americans get their health insurance?
Joane GoodroeJoane Goodroe
With the Affordable Care Act  (Obamacare) in place, there are three major ways for people to secure ...
More Answers
What is the difference between an insurance agent and insurance broker?
Maria Ferrante-SchepisMaria Ferrante-Schepis
These days there is very little difference between an insurance agent and an insurance broker. Techn...
More Answers
How do I deposit money into the health savings account (HSA)?
RealAgeRealAge
Deposits into a health savings account (HSA) usually can be made in one or more ways, depending on y...
More Answers
What long-term needs should I consider when reviewing my life insurance?
Philip Lisagor, MDPhilip Lisagor, MD
When reviewing your long-term life insurance coverage needs, you should consider: How many peopl...
More Answers

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.