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How high are the deductibles of a high deductible health plan (HDHP)?

Dr. Michael Roizen, MD
Internal Medicine

Are you sitting down? I hope so. HDHP deductibles can be at least as much as the average monthly rent for a studio/efficiency in the Big Apple.  We’re talking $2,500 or more (as low as $1,000 if you’re lucky). There are two consolations: 1) At least they warn you. The plan is called a high deductible health plan after all.  2) Your monthly premium is much lower than premiums for other health plans.

Bottom line, look at your budget and the cost for coverage with an HDHP and see how they match up compared to other plans.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.