How does travel insurance work?

Grannies on Safari
Administration
Travel insurance helps cover specific costs associated with travel, including the cost of the plane fare or a cruise or group excursion if you have to cancel due to illness or other covered reasons. It also can cover the cost of medical and dental procedures.
Dr. Michael Roizen, MD
Internal Medicine

Travel insurance helps cover specific costs associated with travel, including the cost of the plane fare or a cruise or group excursion if you have to cancel due to illness or other covered reasons. It also can cover the cost of medical and dental care abroad.

You can contact travel agents and private insurance companies to purchase travel insurance. Since we’ve become so tech-savvy, you can even buy it as you purchase your plane tickets online. Before you do that, though, you should also call your insurance company and see if they have a travel policy you can buy or if they offer coverage as a part of the plan you already have. Make sure you have something to entertain yourself since you’ll probably be on hold for a while.

Need more information? The Bureau of Consular Affairs (part of the United States Department of State) offers a free brochure with several companies that offer short-term travel insurance policies.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.