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How does a catastrophic health plan work?

Dr. Michael Roizen, MD
Internal Medicine

A catastrophic health plan provides financial coverage for immediate:

- trauma care

- hospitalization

- surgery

- ICU

- lab tests

Think of catastrophic plans as covering the BIG stuff -- but not the routine care needed for colds, flu, allergies or rashes.

With a catastrophic plan, you may pay baritone bass loooow monthly premiums, but at the cost of soprano hiiiiiiigh deductibles.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.