Can I buy disease specific insurance if I already have the disease?

Diana Meeks
Diana Meeks on behalf of Sigma Nursing
Family Practitioner

Although there are laws and regulations in place regarding pre-existing conditions and basic health care coverage, because disease specific insurance is a supplemental plan, these laws may not apply. Many providers specify that if you already have, for example, diabetes or cancer, that you cannot then purchase a policy to protect you from that disease. You may consider purchasing a high-risk insurance policy to cover a preexisting condition.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.