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What's the difference between Travel and Travel Medical Insurance?

Dr. Elif E. Oker, MD
Medical Toxicology

Travel insurance is insurance purchased to cover the expenses related to travel. This may include the cost of tickets for transportation (airline, train, cruise), hotel fees and lost luggage.

Occasionally some travel insurance companies also include some coverage of health related expenses that may be incurred during travel.

Travel medical insurance is specific to health care expenses while traveling. This type of insurance is usually more comprehensive then general travel insurance. Expenses that may be covered include medications, hospital and physician fees. Some plans also include coverage for transportation back to your home country (air ambulance) as well as search/rescue and evacuation services.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.