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Can my young adult children stay on my health plan?

Your young adult children can stay on your health plan until they turn 26 years old. The Patient Protection and Affordable Care Act (PPACA) requires plans and insurance coverage providers that offer dependent child coverage to make the coverage available until a child reaches the age of 26 even if that adult child is married or has the option of enrolling in their own employer's health coverage. This rule applies to all plans in the individual market and to all employer plans.

Your young adult child’s coverage may end at the end of the month of his 26th birthday, or at the end of the year in which he turns 26, depending on your particular health plan. Talk to the benefits administrator at your workplace or call the customer service number on your insurance ID card for information specific to your plan. 

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.