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What is a state insurance exchange?

One of the ways the Affordable Care Act of 2010 will expand coverage in 2014 is to offer a marketplace where private insurance companies will compete for your business. These state marketplaces will make it easier for you to review and compare plans, creating an incentive for insurance companies to keep premiums low and more competitive with other plans, including group plans.

So, if you are not already covered by insurance through your employer, Medicare, or Medicaid - say, for example, you are self-employed or between jobs - the marketplace will help you find affordable, comprehensive coverage that includes preventive care.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.