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What types of health plans need to cover adult children until age 26?

All health plans in the Health Insurance Marketplace and those offered by employers are required to offer dependent children coverage until a child reaches the age of 26, under the Patient Protection and Affordable Care Act. Both married and unmarried children qualify for this coverage, as do children who do or don't live with their parents. Even adults under age 26 who are working and have access to health insurance through their own employer can opt out of their employer's plan and retain coverage through their parent's health plan.  

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.