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What if I cannot afford health insurance, even after healthcare reform?

Individuals and small business owners will be eligible for tax credits and subsidies to assist with purchasing a health insurance plan beginning in 2014 under the Affordable Care Act. Those who are still unable to afford coverage may be eligible for sliding scale subsidies.

 Under the new law (as written as recently as the summer 2011), you still have the option to go without health insurance. However, beginning in 2014, if you as an individual, or an employer with more than 50 employees, can afford coverage but choose not to get it, you may be charged penalties or fines.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.