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What does the Affordable Care Act mean for me if I have Medicare?

Because of the health care law, if you have Medicare, your guaranteed Medicare benefits are protected. Changes to Medicare lower the out-of-pocket cost for the prescription drugs you need to stay healthy. You also get more preventive care at no cost to you. Specifically, the law: 
  • Lowers out-of-pocket prescription drug costs: The Medicare Part D coverage gap or "doughnut hole" will gradually get smaller until it disappears in 2020. As long as you are enrolled in a Medicare Part D plan, you don't need to do anything to get these benefits.
  • Expands coverage for wellness and preventive care: You now get yearly wellness visits and other screenings for diabetes and certain cancers -- at no cost to you. Be sure to make an appointment with your primary care doctor to take advantage of these new Medicare-approved preventive services.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.