How does the Affordable Care Act help reduce healthcare costs?

You no longer have to pay some of the costs for preventive care. This includes services such as immunizations, mammograms, and other screenings for certain cancers and diabetes.

Your state has the option in 2014 to make Medicaid available to more people. Your state can also decide not to make this change.

You may be able to get tax credits to help you pay for health insurance you buy in the exchange. The amount of help you can get depends on your income.

Insurance companies can no longer drop your health coverage if you get sick. Your health insurance is guaranteed as long as you pay your premiums.

Insurance companies can no longer place lifetime or restrictive annual dollar limits on your health coverage. This ensures that your benefits won’t run out when you need them the most. The ban on lifetime limits started in 2010. The ban on annual limits begins in 2014.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.