How will the Affordable Care Act help if I have a preexisting condition?

AARP Health Education

If you or the person you care for has been uninsured for at least six months and has been denied health coverage because of a health condition, you may be able to get coverage. This coverage -- called the Preexisting Condition Insurance Plan (PCIP) -- is available in your state now. This program continues until the health insurance exchanges start in 2014, when everyone can get insurance regardless of health status. You will find more information about how to apply for PCIP at www.pcip.gov.

Starting in 2014, insurance companies can no longer deny anyone health insurance because of a preexisting condition.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.