Advertisement

How does the new healthcare law improve long-term care services?

The new health care law improves both long-term care services and information:
 
Starting in 2011, consumers will have more information about nursing home inspections, complaints against facilities and consumer rights. This information will help you make decisions when selecting a nursing home. Your state may receive more funds to expand home and community-based services. For example, under the Community First Choice Option, participating states would get more federal dollars to provide certain home and community-based services to certain people with disabilities who live at home but need an institutional level of care. These changes begin in 2011. A new voluntary long-term care insurance program — called CLASS (Community Living Assistance Services and Supports) — will be available to you if you are working. This program will help you pay for some of your future long-term care services. You will receive a cash benefit if you have a qualifying disability, paid into the program for at least five years, worked at least three of those initial five years and met other eligibility requirements. If your employer participates in the program, you will be enrolled automatically unless you choose to opt out. You will also be able to buy this insurance if your employer doesn’t participate, if you are self-employed or if you have more than one employer. This program is likely to start in 2012 or 2013.Starting in 2014, the law extends financial protections to more spouses of people on Medicaid. If you’re married to someone on Medicaid who gets long-term care services at home, you will have the same protections for your income and other resources as you would if your spouse lived in a nursing home. 

Continue Learning about Healthcare Reform

How to Pick a Plan in the Health Insurance Marketplace
How to Pick a Plan in the Health Insurance Marketplace
Since the Affordable Care Act’s (ACA) Health Insurance Marketplaces opened for business in 2013, many more people have been regularly shopping for ins...
Read More
What gaps in access to insurance are addressed by U.S. healthcare reform?
SecondsCount.orgSecondsCount.org
One of the stated goals of the Obama Administration in passing the Affordable Care Act was to increa...
More Answers
What does the Affordable Care Act mean for the general public?
AARP Health EducationAARP Health Education
The 2010 health care law protects the general public in three specific ways. It: Stops unfair in...
More Answers
How Does Mobile Health Data Help Patients focus on Preventive Care?
How Does Mobile Health Data Help Patients focus on Preventive Care?

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.