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How does the new healthcare law improve insurance practices?

The new health care law makes key improvements in insurance practices:
As of 2010, insurance companies can’t drop your health coverage if you become sick. Your health insurance is guaranteed, as long as you pay your premiums.
 
Insurance companies can no longer place lifetime or restrictive annual limits on your health coverage. This change will ensure that your benefits won’t run out when you need them the most. The ban on lifetime limits begins in 2010, while the ban on annual limits begins in 2014.
 
Starting in 2014, you cannot be denied health insurance because of a pre-existing condition.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.