Who can qualify for Social Security Disability Insurance (SSDI)?

To qualify for Social Security Disability Insurance (SSDI) benefits, you must first have worked in jobs covered by Social Security. You must also have a medical condition that meets the Social Security Administration's (SSA) definition of disability. In addition to meeting the definition of disability established by SSA, you must have worked long enough -- and recently enough -- under Social Security to qualify for disability benefits. Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year.

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Disability Insurance

Disability Insurance

Disability insurance does not cover medical costs. Instead, it pays a monthly sum to replace lost income that you would have if you didn’t have to miss work due to a disability. Short-term disability, often offered by employers, u...

sually provides benefits and income to people who have become temporarily disabled due to injury or illness. Long-term disability kicks in once the short-term coverage reaches its limit.

Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.