What is short-term disability insurance?

Dr. Michael Roizen, MD
Internal Medicine

Short-term disability, often offered by employers, usually provides benefits and income to people who have become temporarily disabled by a broken hip, torn ACL, or a diagnosis of cancer (to name a few) for up to six months. And in some states, you may even get benefits for up to a year (the short-term part of the phrase refers to the fact that you are not going to get it for years and years, or as long as you had anticipated working).

Remember, it’s not health insurance; it doesn’t pay for medical bills.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.