How do I buy insurance for medical long-term disability?

Dr. Michael Roizen, MD
Internal Medicine
If you have a job with benefits, you either are automatically eligible for long-term disability or can purchase it through work as supplemental coverage. Otherwise, there are private companies that offer long-term medical disability insurance. Just make sure you don’t confuse it with a long-term care insurance plan. They are as different as strawberries and mangos.

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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.