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Fee for service dental insurance can be summed up in three words: freedom of choice. Direct reimbursement (DR) programs are the standard fee for service dental insurance plans. These plans reimburse you for a certain percentage of the money you spend on dental care, no matter what type of care it is. This percentage is predetermined when you sign up for the plan. While these plans do not limit which dentists you can go to and what type of care you are covered for, it does encourage you to negotiate a reasonable price for procedures with your dentist.
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Important: This content reflects information from various individuals and organizations and may offer alternative or opposing points of view. It should not be used for medical advice, diagnosis or treatment. As always, you should consult with your healthcare provider about your specific health needs.